Does any one know anything about a company medical benefits associates or national preferred provider network.

I want to know if this is an up and up company. I would like to take out their insurance but dont know if it is what they say it is. I received a fax at work for health insurance that will cover all preexisiting conditions.
Does any one know anything about a company medical benefits associates or national preferred provider network.
They are a third party administrator, which means they act as an agent to find you a policy through one of several different companies such as Blue Cross. However, the companies still underwrite the policy so they won't cover any pre-existing conditions any better through MBA than they would going to the insurance company directly. My experiences is the unsolicited faxes are a come-on. They may have a plan that will cover pre-existing conditions but it is probably a discount card and not actual insurance.





Be very wary of medical discount cards. They are not regulated by the Department of Insurance nor do the people that sell them need to be licensed. This means you have little recourse when you have problems with the plan. If you are tempted by the low price and claims of “save up to 80%” be aware that very few doctors actually take these cards. It does you little good if you have to drive 4 hours to find a doctor that will accept the card.